Mon-Sat 9AM-10PM ET; Sun 11AM-8PM ET
  (877) 353-8696
  (877) 353-8706
Terms of Service

Terms of Service I understand by submitting this application package, I am certifying that all information I have provided on this application or in connection herewith is true, correct, and complete. I agree to a preauthorization of $1 for verification of any payroll card provided on this application which shall be refunded to me. If this application is approved, I agree to pay an application fee, if any. I hereby authorize a representative or agent of MNGH, LLC, d/b/a “Uown” to contact any person or entity listed on the application. I understand that this application is subject to approval by Uown, and that Uown reserves the right to deny my application, at its sole discretion, for any lawful reason. I understand that Uown does not obtain traditional credit reports or scores from Experian, TransUnion or Equifax. I further understand that by submitting an application package, I will be legally bound by the Terms of Service. I hereby consent to Uown or its strategic partner(s), assignees, and/or collection agencies to communicate with me through various means including email, text messaging, artificial or prerecorded voice messages, and/or telephone calls placed by an automatic telephone dialing system, predictive dialer, or any other type of telephone system capable of placing calls without human intervention to any telephone number provided by me to Uown or its strategic partners, assignees, and/or collection agencies OR otherwise obtained through any source by Uown, its strategic partners, assignees, and/or collection agencies. I understand that in order to revoke my consent to the aforementioned methods of communication, I agree to provide Uown written notice of revocation delivered to: MNGH, LLC, P.O. Box 18022, Tampa, Florida 33679, or via email to I further understand and agree that I cannot orally or verbally revoke my consent to the aforementioned methods of communication.

Uown reserves the right to change it Terms of Service at any time by notifying you and providing you a copy of the revised Terms of Service. You will be bound by any revised Terms of Service if you use or continue to use the credit provided by Uown.